MiCA
All Stablecoin Beat articles tagged “MiCA”.
Insights
Stablecoin Banking: The New Battle for Deposits, Payments and Licenses
Stablecoins are migrating from crypto-market liquidity into the operating logic of banking, payments, custody, and licensing. Around Money20/20 Europe 2026, banks, neobanks, payment firms, and trust-chartered infrastructure providers converged on four competing models for regulated digital money. StablecoinBeat data shows the market remains highly concentrated and almost entirely dollar-denominated: as of June 4, 2026, USDT and USDC alone held about 81% of $324 billion in supply, and non-dollar tokens accounted for roughly 0.3%. The decisive battleground is now licensing, reserves, deposit competition, and control of the customer interface.
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Insights
Stablecoins Are Becoming Instruments of Currency Competition
Recent moves in the United States and Europe suggest that stablecoins are no longer just a crypto market utility or a payments technology question. They are increasingly becoming instruments through which currencies are distributed into digital commerce, cross-border settlement, and programmable financial environments.
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Insights
Europe's Stablecoin Policy Is Becoming a Market Access Regime
A Germany-Italy proposal would condition EU market access for stablecoins on regulatory equivalence and give the EBA power to ban non-compliant issuers. It reframes stablecoins as cross-border monetary instruments requiring jurisdictional scrutiny, not just firm-level compliance.
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