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Stablecoin Market Structure

What is the internal composition, concentration, and behavioral dynamics of the stablecoin market? This section tracks 15 indicators covering supply concentration, monetary velocity, peg stability, adoption maturity, and cross-chain fragmentation — updated daily from Apr 2025 to present.

Market Data
Market Cap
Total Stablecoin Market Cap
Total USD value of all stablecoins tracked, Apr 2025 – present. Daily snapshots covering 322 coins.
$325.6B
385 snapshots
Dominance
USDT vs USDC Dominance
USDT and USDC percentage share of total stablecoin market cap. Combined share vs the rest of the market.
58.3%% USDT
23.8%% USDC
Concentration & Stability
Concentration
Market Concentration (HHI)
Herfindahl-Hirschman Index across all tracked stablecoins. DOJ threshold: >2,500 is highly concentrated.
3986
Highly Concentrated
Peg Stability
Peg Stability Score
Rolling 30-day peg stability score per stablecoin, based on mean absolute deviation from $1.00 and depeg event count (>0.5% threshold).
99
Stable Market
Supply Dynamics
Supply Shock Index
SSI = 30d supply change ÷ (avg daily volume × 30). Above 1.0 signals issuance outpacing demand absorption.
0.000
Demand Absorbing
Redemption
Redemption Pressure
Per-coin 7D / 30D / 90D market cap flow analysis. Traffic-light table across coins ≥$500M. Net 30D aggregate flow.
+1.2B
Net Inflow · 30D
Activity & Liquidity
Velocity
Velocity Index
Aggregate monetary velocity (V = Volume ÷ Market Cap), 7-day rolling average. MV=PQ framework.
0.237
Payment / Settlement
Liquidity
Liquidity Depth Score
L = Volume ÷ √Market Cap. Normalizes liquidity by size — isolates genuine market depth from supply scale.
4.27
Adequate · Aggregate
Chain Distribution
Cross-Chain Entropy
Shannon entropy of stablecoin supply distribution across 150+ blockchains. Tracks whether settlement is concentrating or fragmenting.
2.17 bits
Highly Concentrated · Ethereum 52.9%
Issuer
Issuer Concentration (HHI)
HHI calculated at issuer level — groups Tether, Circle, MakerDAO etc. Measures power concentration among issuers, not coins.
4020
Highly Concentrated
Statistical Analysis
Correlation
Market Correlation
30-day Pearson correlation of daily market cap % changes between USDT and USDC. High = macro-driven. Low = issuer-specific dynamics.
-0.30
Diverging · USDT ↔ USDC
Market Beta
Market Beta Index
Rolling 90-day OLS β per coin vs total market. β > 1 = amplifies market moves. β < 1 = defensive or counter-cyclical.
1.37
Amplifier · USDC 90D β
Causality
Granger Causality
Rolling 60-day Granger F-test: does USDT lead or lag USDC? F > 3.84 = significant. Reveals monetary leadership dynamics.
0.07
Neither (p > 0.05)
Factor Analysis
PCA — Market Factors
Jacobi eigendecomposition of the stablecoin returns covariance matrix. PC1 captures the dominant market-wide factor.
94.0%
PC1 · USD1 leads
Behavioral Analysis
Clustering
Behavioral Clustering
K-means on velocity, growth rate, volatility and beta — size-normalised. Groups stablecoins by how they behave, not how large they are.
2 clusters
Declining / Contracting
Adoption
Adoption Curves
Logistic S-curve fit to each coin's market cap history. Reveals adoption phase: Early Growth, Acceleration, Maturity, or Saturation.
USDT · 98%
5 in growth